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Showing posts with label articles. Show all posts
Showing posts with label articles. Show all posts

Monday, February 28, 2011

Keeping Deer out of your Garden

Check out this article as found on Realtor.com for keeping the beautiful but pesky deer out of your garden.  Enjoy!



Deter Deer

Tips to Steer Bambi Clear of Your Beans, Berries and Broccoli
Although they are both graceful and beautiful, deer can become quite the pests when they discover your vegetable garden or prized petunia plot and see it as their own all-you-can-eat lunch buffet. Before cursing out these majestic, albeit frustrating creatures, you may want to consider how urban sprawl has intruded on their grazing grounds, leaving deer fewer options for foraging. But that fact does not mean you have to welcome them over for dinner in your garden.
Gardens add value and pleasure to your home, so you want to protect your investment. Plenty of tried-and-true tips can assist you in deterring deer from your backyard flora. A "surround, distract, dissuade" approach may be just the solution to your deer woes.

FencesPerhaps the most common and successful means of protecting your veggies, fruits and flowers from deer is to surround your garden with a fence approximately eight feet in height. You'll want to be sure that a portion of the fence runs underground and that no sizable gaps exist through which a deer could potentially squeeze itself. For an added layer of protection, consider adding chicken wire to the fence or around areas where your most vulnerable plants are rooted. The more solid the fence, the less likely a deer is to scale it.
When your deer problem is severe, you may want to look into an electric fence that can be baited with something like peanut butter. One zap and a deer is likely to stay clear of the area. Home owners with pets or small children will want to proceed cautiously if considering this option. Deer are also unlikely to indulge in poisonous, fuzzy, spiny or coarse plants, so surrounding your garden with flora that matches this description may be yet another means of repelling would-be deer bandits.
Create Distractions Many a frustrated gardener has found success in deterring deer through simple distractions. For example, you may want to consider setting up a salt lick on the opposite side of the yard from your garden or in a wooded area behind your house if one exists. Similarly, some gardeners have seen results by planting some deer favorites (e.g. tea roses, arborvitae, beans, berries and broccoli) on the opposite side of the yard from their more prized plants and produce.
Deterrents Deer are regularly deterred by scents that they abhor, including rotten egg, urine of their predators and simple household goods like bar soap. You may want to consider mixing rotten egg with water and spraying it around your plants. Some commercial outlets sell urine of coyotes and bobcats, which are known predators to deer. This can be spread around the areas most vulnerable and appealing to deer.
Other gardeners have speared bars of soap on stakes and planted them firmly near their gardens. Another well-known deterrent is human hair, which can be collected from your local barber, stuffed into a used stocking and staked around your garden or hung from tree branches. In addition, several commercial products are available on the market and typically come in a spray bottle so you can easily spread the concoction over a vast garden.
If the thought of handling coyote urine, rotten eggs, human hair or chemicals makes your stomach churn, a more appealing option may be simply to plant in or near your garden strong but pleasant-smelling flowers that deer tend to avoid. These can include lavender, lilac, begonia and salvia.
Some other practical deer deterrents that can startle or ward off deer in pursuit of your parsley include bright floodlights or motion lights, flags, radios, noise makers and sprinklers. The family dog can also be a major deterrent. Deer startled by the movement or barking of your dog are likely to grow nervous and pursue other pastures (i.e. your neighbor's yard).
Deer will catch on to your tactics after a while, so be sure to mix up which deterrents you employ.
Change Your Garden If none of the aforementioned options seems to be working, or if you are opposed to these ideas for any reason, you may ultimately want to reconsider what you plant. If hungry enough, deer will eat just about anything, but in particular, they enjoy smooth, tender, flavorful plants like dogwood, azalea, arborvitae, yew, hyacinth, rose, apples, beans, broccoli and sweet corn. Thus you may want to avoid these altogether when planning your garden or landscaping.
Any number of barriers or repellants may do the trick to keep deer at bay. The effort is often well worth it, as a nicely landscaped yard can do much to add value and curb appeal to your home.

Wednesday, February 23, 2011

6 DIY Updates That Can Increase Your Home's Value by More Than $10,000

With the economy recovering slowly, many of us are looking for ways to increase the value of our homes without breaking the bank, especially if it's on the market.  So which simple do-it-yourself projects can be done to bring real value?  Check out this article from the Styled Staged Sold blog on Realtor.com. 

By Melissa Dittmann Tracey, REALTOR® Magazine


Simple, affordable do-it-yourself projects such as cleaning and decluttering and just adding lighting can help increase a home’s resale value, according to HomeGain’s annual home improvement and staging survey.
HomeGain, an online real estate marketing resource, surveyed nearly 600 real estate professionals in creating a list of the top do-it-yourself home improvement projects that offer the biggest return for your buck.
Overall, the home improvement projects that boasted the highest price returns were updates to the kitchen and bathroom–an estimated $3,435 price increase for resale. Painting the outside of the home ($2,222 price increase) also offered one of the highest returns, according to HomeGain’s Home Sale Maximizer study.
Here are six do-it-yourself projects–all under $1,000–that made HomeGain’s list, as well as the estimated increase to the home’s price at resale for each project.

1. Cleaning and decluttering: Remove any personal items, unclutter countertops, organize closets and shelves, and make the home sparkling clean.
Cost: $290
Estimated return: $1,990

2. Light and bright: Clean all windows inside and out, replace old curtains, update lighting fixtures, and remove anything that blocks light from the windows.
Cost: $375 cost
Estimated return: $1,550


3. Staging: Rearrange furniture, bring in new accessories and furnishings to enhance rooms, including artwork and playing soft music in the background.
Cost: $550 cost
Estimated return: $2,194

4. Landscaping: Punch up the home’s curb appeal in the front and
backyards by adding bark mulch, bushes and flowers, and ensuring current plants and grass are well-cared for and manicured.
Cost: $540
Estimated return: $1,932


5. Repair electrical or plumbing: Repair any leaks under the bathroom or kitchen sinks, remove any mildew stains, and ensure all plumbing is in good working condition. Update the home’s electrical with new wiring for modern appliances, fix any lights or outlets that don’t work, and replace old plug points with new safety fixtures.
Cost: $535
Estimated return: $1,505
  
6. Replace or shampoo dirty carpets: Steam-clean or  replace any worn carpets, and repair any floor creaks.
Cost: $647
Estimated return: $1,739

If you would like to try some of these projects but need assistance, be sure to call us at (989)595-2970.  Our team of experts will be glad to advise you or do the work for you to help make your home more valuable and sell-able.

Monday, February 14, 2011

When Should you Lower your Home's Price?

Of course, our goal as your Realtor is to get you the highest price possible for your home.  But when is it a smart idea to lower your price to get your home sold?  This guide from Realtor.com provides you with 6 situations in which you should start looking at lowering your asking price.

1. You’re drawing few lookers

You get the most interest in your home right after you put it on the market because buyers want to catch a great new home before anybody else takes it. If your real estate agent reports there have been fewer buyers calling about and asking to tour your home than there have been for other homes in your area, that may be a sign buyers think it’s overpriced and are waiting for the price to fall before viewing it.

2. You’re drawing lots of lookers but have no offers

If you’ve had 30 sets of potential buyers come through your home and not a single one has made an offer, something is off. What are other agents telling your agent about your home? An overly high price may be discouraging buyers from making an offer.

3. Your home’s been on the market longer than similar homes

Ask your real estate agent about the average number of days it takes to sell a home in your market. If the answer is 30 and you’re pushing 45, your price may be affecting buyer interest. When a home sits on the market, buyers can begin to wonder if there’s something wrong with it, which can delay a sale even further. At least consider lowering your asking price.

4. You have a deadline

If you’ve got to sell soon because of a job transfer or you’ve already purchased another home, it may be necessary to generate buyer interest by dropping your price so your home is a little lower priced than comparable homes in your area. Remember: It’s not how much money you need that determines the sale price of your home, it’s how much money a buyer is willing to spend.

5. You can’t make upgrades

Maybe you’re plum out of cash and don’t have the funds to put fresh paint on the walls, clean the carpets, and add curb appeal. But the feedback your agent is reporting from buyers is that your home isn’t as well-appointed as similarly priced homes. When your home has been on the market longer than comparable homes in better condition, it’s time to accept that buyers expect to pay less for a home that doesn’t show as well as others.

6. The competition has changed

If weeks go by with no offers, continue to check out the competition. What have comparable homes sold for and what’s still on the market? What new listings have been added since you listed your home for sale? If comparable home sales or new listings show your price is too steep, consider a price reduction.

Saturday, February 12, 2011

Buying a Short Sale

Many buyers today are looking to take advantage of the low prices in the market and see foreclosures and short sales as a way to get an even better deal.  But what is a short sale, and is it a wise buying choice?  This article, as found on StockMarketsReview.com and written by Dimitri Larno, a Realtor from Phoenix, AZ, helps clear up many questions you may have. 

Since many of the houses that are currently for sale are short sales, it is very possible that the home you end up liking will be one of them. Since buying a short sale is a complicated and uncertain process, it is important that if you choose to move forward with it, you do it with your eyes wide open.

First let’s talk about what a “short sale” actually is
When a lender agrees to a short sale, it means that the lender is willing to accept less than what is owed to them. For example, if the homeowners/sellers’ loan payoff amount is $200,000, and your offer price on the house is $150,000, the homeowners/sellers will have less than they need to pay off their loan. They will be short $50,000 – hence the word “short” sale.
A short sale is also known as a “negotiated settlement,” and it is a possible alternative to foreclosure for home owners that owe more than their home is currently worth. The transaction takes place between the homeowner and the lender. Depending on the home owner’s individual situation a short sale might offer some notable advantages to them.

How it works
When a property has lost its value to the point that it’s worth less than the loan amount, lenders know that taking back the property through the foreclosure process might further increase their loss. Often, homeowners can convince their lender that taking less than what is owed to them now via a short sale is better than going through the foreclosure process and trying to sell the home later.

How long will it take?
Don’t expect this to be a quick work; negotiating with lenders requires patience on all sides! It can be a lengthy waiting game of weeks, months and sometimes more than a year before an approval is granted. Don’t believe anyone who assures you of a set time line because every situation is different and there’s a lot involved; investors, bureaucratic regulations and insurers that must be handled and satisfied.

Short Sale Success rate
It’s important to understand that if the house is going into foreclosure, putting in your offer and requesting a short sale does not necessarily stop the process. However, though no-one can guarantee success, if you are willing to deal with the uncertainty, it does not hurt to try. All I recommend is that you know exactly what you are getting involved with.
Though the banks are getting better organized and more motivated to approve a short sale, the closing ratio is about two in ten industry wide. This means that if you put in an offer of a short sale you have a twenty percent chance of success.

Will you get a better deal?
Let me give it to you straight – NO! It is a common misconception that just because it is a short sale, it is a better deal. You have to understand that the bank is trying to minimize their losses, and they work very hard to net as much as possible from any transaction, be that through a short sale or an REO (bank owned property). This is not to say that you cannot negotiate a great deal, all I’m saying is that it is not a given and that your chances at a good deal are not increased simply because it’s a short sale you’re buying.

Conclusion
Two things to remember; one, on average you only have a twenty percent chance of success, and two, you have absolutely no control on how long the process is going to take. If you can’t deal with these two issues stay away from short sales!
Good luck!